If you dont already, 2021 should be the year that as a real estate agent, you focus on building your email list.Every agent should collect an email list and maintain it. Its one of the best marketing tools you have available. Email lists and marketing can help you stay in contact with your current clients, build new >With that being said, if you...
Full Story >When first thinking about buying a home, the type of mortgage you should consider is a bit lower on the priority bar. The first decision is whether or not to buy the home in the first place. Once that decision is made, its time to get your preapproval letter from your mortgage company. Most agents today wont even let you into their car without h...
Full Story >Ever wonder why some homes sell and others dont? There is no magical fairy dust that can turn a loser of a house into a palace. And, in fact, if there were such a think as magical fairy dust, sprinkling it in your home would make a big mess, and thats a big no-no if you want to sell.Getting your home sold is not all that hard if you stick to the...
Full Story >1. Cut the Shopping TimeFor those of you who like to have a week of dinners planned out ahead of time, you know how much time grocery shopping for those items takes. You walk into the store with a list of groceries and you wander around the store from one aisle to the next picking up things here and there. It can take an hour or two just finding...
Full Story >Question: Our HOA has a resident that interferes with vendors. Our landscaper has threatened to quit due to the harassment. The resident has been advised in writing to cease and desist but it continues. Suggestions?Answer: Its not uncommon for certain residents to engage contractors in conversation, usually trying to be sociable or helpful. This...
Full Story >Most of us were more than happy to say goodbye to 2020, but we could still be spending a fair amount of time at home early on in 2021.With that in mind, the following is a roundup of some of the dcor and design trends that are popular right now.Comfort and Functionality2020 was a year when most of us spent more time at home possibly than ever be...
Full Story >Where do you go from here?Interest rates are at all-time lows.Pivoting into a new life and life>Working from anywhere, including home, is a viable and valued career option.Home is the new headquarters, representing security and freedom.Life used to be super busy, hyper accelerated. We navigated a continuous stream of must dos, deadlines, and res...
Full Story >One may or may not be familiar with the term government backed but it might be a bit confusing at first. First, what its not, isnt a guarantee someone is going to get a mortgage because its backed by the federal government. These types of mortgages are differentiated from so-called conventional mortgages. A conventional mortgage is one where the...
Full Story >What was once written off as a short-term trend has proven to have staying power. And, tiny homes are no longer being associated primarily with millennials, either. There are plenty of stories of families choosing to live leaner. Tiny homes are now increasingly the choice of seniors, as well.Tiny houses can be an attractive option for retirees w...
Full Story >Whether moving across town or across the country, packing up and moving can be stressful, costly and full of surprises. From shady movers and inaccurate price quotes, to overpacking or not allowing enough time to get the move set up, every step of a move has the potential for mistakes that can make a move a nightmare.These tips will help anyone ...
Full Story >When the rental income from a prospective unit is 2,000 but the lender tells you they can only use 1,500 of thatwhat gives? That is if youve been a landlord before with at least two years of experience. First time real estate investors can expect to have the new mortgage on the unit be counted 100 against their debt ratios even though theres 2,0...
Full Story >When youre planning to sell your house, timing is important. You want the most people to see it and be interested, and you, of course, want it to go for the highest possible price. So when is the right timing? When is the worst time to sell a house, alternatively?The Local Housing MarketWe often think about seasonal trends when determining the b...
Full Story >When it comes Board elections or need for a committee member, are volunteers scarcer than snowballs in hell? This is a common frustration in homeowner associations where the same few good women or men seem to shoulder the responsibility for life. So, how do you get others to raise their hand and step forward? Some suggestions:Communicate Regular...
Full Story >When youre buying or selling a home, you are likely going to face a home appraisal contingency. It can be anxiety-inducing on either end of the situation. Knowing what to expect can prepare you and reduce a bit of that anxiety.What Is an Appraisal?During an appraisal, someone who is licensed to conduct appraisals will do an inspection of a home ...
Full Story >A home equity line of credit is a type of financing that pulls value from your home.Youre accessing your equity, and some of the reasons you might tap into it include: Home improvements Debt consolidation Long-term investments Emergency expenses Business expensesHome improvement is largely the main reason people get HELOCs. You can upgrade your ...
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